Terms of Service

1. Who we are and what this site does

Simple Loan Solutions is not a lender or a broker and does not make credit decisions or fund loans. We connect your request with lenders and lending partners in our network. The site also publishes educational content and calculators. Nothing on this website is an offer to lend, a solicitation of credit, or financial, legal, or tax advice.

2. Eligibility

To use this service you must be a U.S. resident and at least 18 years old, and you must meet the requirements of the lenders in our network. Service availability and loan products vary by state. By using the site you confirm that the information you provide is accurate, current, and about yourself.

3. What submitting a request means

Submitting a request authorizes us to share the information you provide with lenders and lending partners in our network so they can evaluate it. Submitting a request does not guarantee approval, or a specific rate, term, or amount. Approval, APR, fees, and funding are determined solely by the lender. Any loan agreement you enter is between you and the lender alone, on the lender's terms, and we are not a party to it.

4. Consent to be contacted

By submitting your request, you agree to be contacted by Simple Loan Solutions and its lending partners by phone, text message, and email, including through automated or prerecorded technology, at the number and address you provide, even if it is on a do-not-call list. Consent is not a condition of any purchase. You can opt out at any time by following the instructions in any message you receive.

5. Electronic communications

By using this website and submitting a request, you consent under the federal E-SIGN Act to receive all communications, agreements, disclosures, notices, and other information from Simple Loan Solutions and the lenders and lending partners we connect you with in electronic form, including by email, by text message, and by posting on this website, instead of on paper. This consent covers this Privacy Policy, our Terms of Service, the consent and TCPA disclosures, and any documents related to your request. To access and keep electronic communications you need a device with internet access, a current web browser, and a valid email address, and you are responsible for keeping your contact details current. Standard message and data rates may apply to text messages, and you can stop texts at any time by replying STOP. You may withdraw this consent or request a free paper copy of any disclosure at any time through our contact form, though doing so may mean we can no longer provide the matching service.

6. How we are paid

Simple Loan Solutions may receive compensation from lenders or lending partners when a reader is matched or funded. This compensation may affect which lenders appear in our network and how requests are routed.

7. Acceptable use

You agree not to submit false or third-party information, interfere with the operation of the site, scrape or harvest data from it for commercial purposes, or use it for any unlawful purpose. We may refuse, suspend, or discontinue service to anyone at our discretion.

8. Intellectual property

The content, design, and branding of this site belong to Simple Loan Solutions or its licensors. You may view and print pages for personal use; any other reproduction or distribution requires our written permission.

9. Disclaimers and limitation of liability

The site is provided as is, without warranties of any kind, express or implied, including fitness for a particular purpose and uninterrupted availability. Calculator outputs are estimates for education only. To the fullest extent permitted by law, Simple Loan Solutions is not liable for any indirect, incidental, or consequential damages arising from your use of the site or from any loan agreement you enter with a lender, and our total liability for any claim is limited to one hundred dollars. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

10. Third-party sites and lenders

Lenders and lending partners operate independently of us, under their own terms and privacy policies. Review those documents before you rely on them; we are not responsible for the practices of any third party.

11. Changes to these terms

We may update these terms from time to time. The version published on this page is the one in force, and continued use of the site after a change means you accept the updated terms.

12. Governing law and contact

These terms are governed by the laws of the United States and the state in which we operate, without regard to conflict-of-law rules. Simpleloansolutions.co is a privately operated service and is not affiliated with, endorsed by, or sponsored by any federal, state, or local government agency. Questions about these terms can be sent through our contact form.